Business Banking
At BNMB, we understand the unique needs of businesses. We offer a wide range of cash and trade products, connecting you to a vast network of correspondent banks for seamless local and global transactions.
We understand the unique financial needs of businesses. Our Corporate Accounts are designed to provide comprehensive banking solutions tailored to each client's requirements.
Account Types
- Multi-currency current accounts (SDG, USD, EUR, GBP)
- Call deposit accounts with competitive profit rates
- Fixed-term deposit accounts
- Corporate savings accounts
Key Features
- Dedicated relationship managers for personalized guidance
- Online banking with robust cash management tools
- Corporate ATMs installable on your premises
- Online centralized branches for daily operations
- Customized computerized cheques per Central Bank regulations
BLNISDKH Navigate international trade with confidence. BNMB provides a full suite of trade finance solutions backed by our global correspondent banking network.
Trade Products
- Documentary letters of credit (import & export)
- Standby letters of credit
- Bank guarantees (performance, tender, advance payment)
- Documentary collections (clean & documentary)
- Import financing — Murabaha & Musharaka structures
Shariah-Compliant Instruments
- Mudaraba (profit-sharing partnership)
- LC Against Mudaraba
- Musharaka (equity partnership)
- Istisna / Mugawala (made-to-order)
- Salam (purchase with deferred delivery)
- Murabaha (cost-plus sale)
Our Treasury desk serves corporate treasuries and financial institutions with real-time FX rates, liquidity tools, and global correspondent connections.
Treasury Services
- Foreign exchange — spot and forward transactions
- Money market placements (local and international)
- Currency risk management and hedging
- Liquidity management solutions
- Cash pooling and concentration
FI Banking
- Correspondent banking relationships worldwide
- Nostro and Vostro account management
- International payment facilitation via SWIFT
- Interbank deposits and placements
- Real-time FX rates via Internet Banking
Automate and streamline your entire payment lifecycle. BNMB's corporate payment infrastructure supports everything from daily payroll to complex multi-currency supplier settlements.
Payment Services
- Bulk salary and payroll processing
- Supplier and vendor payment batches
- SWIFT international wire transfers
- Rent, pensions, and periodic obligation processing
- Direct debit authorization management
Collection Services
- Cash and cheque pickup service
- Sub-branch installation on corporate premises
- Post-dated cheque custody (Quick Collect / PDS)
- Corporate ATM installation
- E-statements and real-time SMS alerts
From first-year startups to established SMEs, BNMB provides the financial toolkit and advisory support to fuel your business growth at every stage.
Finance Products
- Working capital finance (Murabaha, Qard Hasan)
- Equipment and machinery financing (Ijara leasing)
- Invoice discounting and receivables finance
- Project finance (Musharaka/Mudaraba)
- Bai' Muajjal deferred-sale structures
Advisory & Support
- Dedicated SME relationship managers
- Business plan and cashflow advisory
- Trade import support for growing exporters
- Online banking with simplified SME dashboard
- Access to BNMB's corporate service desk
Ready to get started?
Speak to a Business Relationship Manager today and discover the right solution for your enterprise.